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YOU SHOULD READ THESE TERMS AND CONDITIONS ("TERMS") CAREFULLY BEFORE USING THIS WEBSITE. USING THE WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS REGARDLESS OF WHETHER OR NOT YOU CHOOSE TO REGISTER WITH US. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THE WEBSITE. YOU SHOULD ALSO READ THE TERMS AND CONDITIONS ABOUT EACH SERVICE ON THIS WEBSITE.

You may access most areas of the website without registering your details with us. Certain areas of the website are only open to you if you register. By accessing any part of the website, you shall be deemed to have accepted these terms in full. If you do not accept these terms, you must leave the website immediately. We may revise these terms at any time and you should periodically check the website to review the then current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages of the website. Where you have registered for additional services such as online account management, you may also be subject to additional terms and conditions. This website complies with UK legislation and is intended for access within the UK. If you want more information about anything on this website, please contact our Corporate Centre. Unless otherwise stated, the copyright, trade marks and other intellectual property rights in all material on the website (including without limitation photographs and graphical images) are owned by us or our licensors. Any use of the website other than in accordance with these terms is prohibited. You may print, view, download or temporarily store extracts of this website for you own personal and non-commercial purposes. Subject to the foregoing no part of the website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without our prior written permission. Any rights not expressly granted in these terms are reserved.